The first things I see in any new environment are problems and opportunities. I try very hard to ignore many of them, and it is still a struggle for me today. My idea book is full of business ideas...

In 2014 I co-founded a business with a loan of N500,000 gotten from a family member. We paid back the loan within 6 months, and over the next 3 years, the business had expanded with physical offices in 12...